Call reports 2024
ST. HENRY BANK, THE — 2024
What ST. HENRY BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 398,119,000 | 396,117,000 | 421,734,000 | 474,296,000 |
| Total loans | 228,325,000 | 230,405,000 | 235,228,000 | 243,816,000 |
| Allowance for loan losses | 2,770,000 | 2,785,000 | 2,800,000 | 2,815,000 |
| Securities available for sale | 130,220,000 | 125,052,000 | 126,979,000 | 141,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,271,000 | 343,093,000 | 376,452,000 | 429,288,000 |
| Interest-bearing deposits | 231,865,000 | 239,919,000 | 271,324,000 | 291,099,000 |
| Noninterest-bearing deposits | 108,406,000 | 103,174,000 | 105,128,000 | 138,189,000 |
| Equity capital | 40,101,000 | 38,982,000 | 42,709,000 | 41,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,389,000 | 8,930,000 | 13,609,000 | 18,891,000 |
| Interest expense | 1,056,000 | 2,156,000 | 3,466,000 | 4,999,000 |
| Net interest income | 3,333,000 | 6,774,000 | 10,143,000 | 13,892,000 |
| Noninterest income | 234,000 | 494,000 | 836,000 | 1,158,000 |
| Noninterest expense | 1,408,000 | 2,751,000 | 4,106,000 | 5,918,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 2,142,000 | 4,485,000 | 6,826,000 | 9,070,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 2,142,000 | 4,484,000 | 6,825,000 | 9,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,841,000 | 54,877,000 | 55,502,000 | 57,418,000 |