Call reports 2023
ST. HENRY BANK, THE — 2023
What ST. HENRY BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 394,285,000 | 386,217,000 | 387,197,000 | 422,634,000 |
| Total loans | 209,043,000 | 210,336,000 | 216,798,000 | 232,486,000 |
| Allowance for loan losses | 2,635,000 | 2,650,000 | 2,665,000 | 2,755,000 |
| Securities available for sale | 147,818,000 | 144,158,000 | 137,206,000 | 140,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,787,000 | 348,275,000 | 342,332,000 | 370,902,000 |
| Interest-bearing deposits | 226,971,000 | 223,936,000 | 225,682,000 | 228,879,000 |
| Noninterest-bearing deposits | 126,816,000 | 124,339,000 | 116,650,000 | 142,023,000 |
| Equity capital | 37,793,000 | 35,055,000 | 32,363,000 | 40,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,716,000 | 7,597,000 | 11,514,000 | 15,763,000 |
| Interest expense | 259,000 | 713,000 | 1,259,000 | 2,092,000 |
| Net interest income | 3,457,000 | 6,884,000 | 10,255,000 | 13,671,000 |
| Noninterest income | 225,000 | 445,000 | 807,000 | 1,091,000 |
| Noninterest expense | 1,380,000 | 2,837,000 | 4,150,000 | 5,858,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 135,000 |
| Pretax income | 2,287,000 | 4,462,000 | 6,867,000 | 8,769,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 2,287,000 | 4,461,000 | 6,866,000 | 8,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,579,000 | 52,649,000 | 53,438,000 | 55,340,000 |