Call reports 2022
ST. HENRY BANK, THE — 2022
What ST. HENRY BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 388,265,000 | 390,746,000 | 390,833,000 | 407,406,000 |
| Total loans | 188,831,000 | 191,779,000 | 197,055,000 | 210,780,000 |
| Allowance for loan losses | 2,575,000 | 2,590,000 | 2,605,000 | 2,620,000 |
| Securities available for sale | 129,196,000 | 139,115,000 | 147,887,000 | 146,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,856,000 | 350,665,000 | 355,778,000 | 369,314,000 |
| Interest-bearing deposits | 238,566,000 | 236,118,000 | 231,830,000 | 219,302,000 |
| Noninterest-bearing deposits | 101,290,000 | 114,547,000 | 123,948,000 | 150,012,000 |
| Equity capital | 43,940,000 | 35,522,000 | 30,814,000 | 33,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,659,000 | 5,492,000 | 8,752,000 | 12,358,000 |
| Interest expense | 158,000 | 290,000 | 432,000 | 596,000 |
| Net interest income | 2,501,000 | 5,202,000 | 8,320,000 | 11,762,000 |
| Noninterest income | 586,000 | 880,000 | 1,248,000 | 1,453,000 |
| Noninterest expense | 1,285,000 | 2,506,000 | 3,784,000 | 5,379,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,787,000 | 3,546,000 | 5,739,000 | 7,776,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 1,787,000 | 3,546,000 | 5,738,000 | 7,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,110,000 | 49,991,000 | 50,719,000 | 52,756,000 |