Call reports 2021
ST. HENRY BANK, THE — 2021
What ST. HENRY BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 368,129,000 | 364,082,000 | 376,720,000 | 383,821,000 |
| Total loans | 186,177,000 | 182,381,000 | 181,970,000 | 193,949,000 |
| Allowance for loan losses | 2,538,000 | 2,553,000 | 2,568,000 | 2,560,000 |
| Securities available for sale | 95,482,000 | 105,434,000 | 109,460,000 | 112,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,701,000 | 308,909,000 | 321,479,000 | 327,442,000 |
| Interest-bearing deposits | 221,445,000 | 222,194,000 | 230,183,000 | 228,319,000 |
| Noninterest-bearing deposits | 91,256,000 | 86,715,000 | 91,296,000 | 99,123,000 |
| Equity capital | 50,291,000 | 49,967,000 | 50,385,000 | 51,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,514,000 | 4,983,000 | 7,505,000 | 10,140,000 |
| Interest expense | 234,000 | 449,000 | 652,000 | 835,000 |
| Net interest income | 2,280,000 | 4,534,000 | 6,853,000 | 9,305,000 |
| Noninterest income | 677,000 | 1,636,000 | 2,454,000 | 3,036,000 |
| Noninterest expense | 1,218,000 | 2,441,000 | 3,661,000 | 4,971,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,724,000 | 3,699,000 | 5,601,000 | 7,310,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 1,724,000 | 3,699,000 | 5,600,000 | 7,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,517,000 | 48,615,000 | 49,053,000 | 50,761,000 |