Call reports 2020
ST. HENRY BANK, THE — 2020
What ST. HENRY BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 313,488,000 | 346,828,000 | 348,293,000 | 357,259,000 |
| Total loans | 204,950,000 | 198,379,000 | 193,086,000 | 190,851,000 |
| Allowance for loan losses | 2,483,000 | 2,499,000 | 2,514,000 | 2,529,000 |
| Securities available for sale | 56,308,000 | 66,196,000 | 75,521,000 | 87,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,497,000 | 291,812,000 | 293,425,000 | 300,614,000 |
| Interest-bearing deposits | 191,377,000 | 201,660,000 | 210,741,000 | 211,439,000 |
| Noninterest-bearing deposits | 65,120,000 | 90,152,000 | 82,684,000 | 89,175,000 |
| Equity capital | 48,661,000 | 48,666,000 | 48,942,000 | 50,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,058,000 | 5,959,000 | 8,617,000 | 11,254,000 |
| Interest expense | 362,000 | 693,000 | 998,000 | 1,270,000 |
| Net interest income | 2,696,000 | 5,266,000 | 7,619,000 | 9,984,000 |
| Noninterest income | 326,000 | 927,000 | 1,561,000 | 2,259,000 |
| Noninterest expense | 1,265,000 | 2,504,000 | 3,721,000 | 4,921,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,742,000 | 3,659,000 | 5,414,000 | 7,262,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,742,000 | 3,659,000 | 5,414,000 | 7,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,903,000 | 47,019,000 | 47,360,000 | 49,207,000 |