Call reports 2019
ST. HENRY BANK, THE — 2019
What ST. HENRY BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 297,470,000 | 293,320,000 | 298,959,000 | 309,775,000 |
| Total loans | 206,012,000 | 208,738,000 | 207,217,000 | 207,284,000 |
| Allowance for loan losses | 2,368,000 | 2,434,000 | 2,449,000 | 2,468,000 |
| Securities available for sale | 66,503,000 | 59,649,000 | 57,786,000 | 54,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,539,000 | 232,384,000 | 240,143,000 | 251,323,000 |
| Interest-bearing deposits | 167,073,000 | 171,097,000 | 173,767,000 | 182,143,000 |
| Noninterest-bearing deposits | 69,466,000 | 61,287,000 | 66,376,000 | 69,180,000 |
| Equity capital | 45,490,000 | 45,603,000 | 46,329,000 | 47,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,077,000 | 6,235,000 | 9,357,000 | 12,438,000 |
| Interest expense | 313,000 | 666,000 | 1,029,000 | 1,383,000 |
| Net interest income | 2,764,000 | 5,569,000 | 8,328,000 | 11,055,000 |
| Noninterest income | 253,000 | 529,000 | 906,000 | 1,261,000 |
| Noninterest expense | 1,244,000 | 2,460,000 | 3,724,000 | 5,060,000 |
| Provision for loan losses | 15,000 | 80,000 | 95,000 | 110,000 |
| Pretax income | 1,758,000 | 3,566,000 | 5,423,000 | 7,154,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 1,758,000 | 3,566,000 | 5,423,000 | 7,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,395,000 | 45,401,000 | 45,845,000 | 47,575,000 |
| Total capital | 48,763,000 | 47,835,000 | 48,294,000 | 50,043,000 |
| Risk-weighted assets | 221,706,000 | 220,581,000 | 222,237,000 | 238,956,000 |