Call reports 2018
ST. HENRY BANK, THE — 2018
What ST. HENRY BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 308,407,000 | 309,330,000 | 299,997,000 | 319,392,000 |
| Total loans | 212,240,000 | 209,607,000 | 206,990,000 | 211,327,000 |
| Allowance for loan losses | 2,320,000 | 2,335,000 | 2,350,000 | 2,353,000 |
| Securities available for sale | 71,422,000 | 70,789,000 | 70,367,000 | 68,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,254,000 | 252,536,000 | 238,751,000 | 260,188,000 |
| Interest-bearing deposits | 186,001,000 | 176,255,000 | 162,636,000 | 167,423,000 |
| Noninterest-bearing deposits | 58,253,000 | 76,281,000 | 76,115,000 | 92,765,000 |
| Equity capital | 42,839,000 | 41,672,000 | 41,609,000 | 44,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,983,000 | 5,992,000 | 9,022,000 | 12,115,000 |
| Interest expense | 305,000 | 614,000 | 863,000 | 1,169,000 |
| Net interest income | 2,678,000 | 5,378,000 | 8,159,000 | 10,946,000 |
| Noninterest income | 248,000 | 472,000 | 752,000 | 1,052,000 |
| Noninterest expense | 1,223,000 | 2,405,000 | 3,609,000 | 4,901,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,688,000 | 3,408,000 | 5,250,000 | 7,030,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,688,000 | 3,408,000 | 5,250,000 | 7,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,772,000 | 43,766,000 | 44,245,000 | 46,025,000 |
| Total capital | 47,092,000 | 46,101,000 | 46,595,000 | 48,378,000 |
| Risk-weighted assets | 227,827,000 | 225,351,000 | 222,101,000 | 227,536,000 |