Call reports 2017
ST. HENRY BANK, THE — 2017
What ST. HENRY BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 299,661,000 | 302,802,000 | 307,744,000 | 319,096,000 |
| Total loans | 195,378,000 | 195,902,000 | 203,321,000 | 215,907,000 |
| Allowance for loan losses | 2,215,000 | 2,230,000 | 2,245,000 | 2,305,000 |
| Securities available for sale | 87,576,000 | 83,571,000 | 80,181,000 | 74,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,822,000 | 233,290,000 | 241,726,000 | 254,356,000 |
| Interest-bearing deposits | 182,918,000 | 182,726,000 | 185,541,000 | 183,327,000 |
| Noninterest-bearing deposits | 45,904,000 | 50,564,000 | 56,185,000 | 71,029,000 |
| Equity capital | 42,730,000 | 42,602,000 | 42,710,000 | 43,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,856,000 | 5,734,000 | 8,677,000 | 11,735,000 |
| Interest expense | 272,000 | 541,000 | 823,000 | 1,107,000 |
| Net interest income | 2,584,000 | 5,193,000 | 7,854,000 | 10,628,000 |
| Noninterest income | 256,000 | 508,000 | 761,000 | 1,004,000 |
| Noninterest expense | 1,161,000 | 2,324,000 | 3,508,000 | 4,735,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 105,000 |
| Pretax income | 1,692,000 | 3,379,000 | 5,100,000 | 6,833,000 |
| Income tax | -4,000 | -4,000 | -4,000 | -4,000 |
| Net income | 1,696,000 | 3,383,000 | 5,104,000 | 6,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,370,000 | 42,356,000 | 42,714,000 | 44,447,000 |
| Total capital | 45,585,000 | 44,586,000 | 44,959,000 | 46,752,000 |
| Risk-weighted assets | 210,828,000 | 213,677,000 | 219,436,000 | 231,386,000 |