Call reports 2011
ST. HENRY BANK, THE — 2011
What ST. HENRY BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 220,454,000 | 223,261,000 | 230,465,000 | 236,314,000 |
| Total loans | 118,334,000 | 118,706,000 | 116,280,000 | 115,692,000 |
| Allowance for loan losses | 1,726,000 | 1,741,000 | 1,756,000 | 1,772,000 |
| Securities available for sale | 77,119,000 | 76,420,000 | 90,254,000 | 91,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,626,000 | 168,818,000 | 175,491,000 | 181,017,000 |
| Interest-bearing deposits | 141,242,000 | 143,870,000 | 149,608,000 | 150,854,000 |
| Noninterest-bearing deposits | 24,384,000 | 24,948,000 | 25,883,000 | 30,163,000 |
| Equity capital | 36,868,000 | 37,420,000 | 38,863,000 | 39,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,376,000 | 4,796,000 | 7,277,000 | 9,755,000 |
| Interest expense | 494,000 | 973,000 | 1,439,000 | 1,910,000 |
| Net interest income | 1,882,000 | 3,823,000 | 5,838,000 | 7,845,000 |
| Noninterest income | 122,000 | 271,000 | 436,000 | 630,000 |
| Noninterest expense | 717,000 | 1,444,000 | 2,144,000 | 3,007,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,273,000 | 2,701,000 | 4,182,000 | 5,527,000 |
| Income tax | 90,000 | 180,000 | 271,000 | 311,000 |
| Net income | 1,183,000 | 2,521,000 | 3,911,000 | 5,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,632,000 | 35,223,000 | 35,604,000 | 36,908,000 |
| Total capital | 37,137,000 | 36,715,000 | 37,120,000 | 38,420,000 |
| Risk-weighted assets | 120,202,000 | 119,093,000 | 121,051,000 | 120,726,000 |