Call reports 2015
CUMBERLAND COUNTY BANK — 2015
What CUMBERLAND COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 286,672,000 | 285,113,000 | 289,801,000 | 291,600,000 |
| Total loans | 119,721,000 | 121,514,000 | 124,176,000 | 121,842,000 |
| Allowance for loan losses | 1,366,000 | 1,424,000 | 1,442,000 | 1,462,000 |
| Securities available for sale | 104,006,000 | 93,334,000 | 91,855,000 | 104,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,143,000 | 257,885,000 | 262,963,000 | 264,263,000 |
| Interest-bearing deposits | 223,349,000 | 221,033,000 | 223,625,000 | 224,204,000 |
| Noninterest-bearing deposits | 36,794,000 | 36,852,000 | 39,338,000 | 40,059,000 |
| Equity capital | 21,887,000 | 21,971,000 | 22,049,000 | 22,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,841,000 | 3,671,000 | 5,544,000 | 7,440,000 |
| Interest expense | 195,000 | 393,000 | 587,000 | 782,000 |
| Net interest income | 1,646,000 | 3,278,000 | 4,957,000 | 6,658,000 |
| Noninterest income | 503,000 | 1,103,000 | 1,626,000 | 2,127,000 |
| Noninterest expense | 1,569,000 | 3,192,000 | 4,799,000 | 6,200,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 520,000 | 1,069,000 | 1,604,000 | 2,345,000 |
| Income tax | 39,000 | 79,000 | 119,000 | 172,000 |
| Net income | 481,000 | 990,000 | 1,485,000 | 2,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,223,000 | 22,319,000 | 22,610,000 | 22,916,000 |
| Total capital | 23,532,000 | 23,743,000 | 24,037,000 | 24,333,000 |
| Risk-weighted assets | 104,672,000 | 115,485,000 | 114,159,000 | 113,373,000 |
Machine access — free, no API key
Every figure shown here about CUMBERLAND COUNTY BANK — 2015 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.