Call reports 2006
CUMBERLAND COUNTY BANK — 2006
What CUMBERLAND COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 178,934,000 | 174,682,000 | 176,708,000 | 182,487,000 |
| Total loans | 100,683,000 | 108,102,000 | 112,943,000 | 115,404,000 |
| Allowance for loan losses | 957,000 | 1,004,000 | 1,053,000 | 1,063,000 |
| Securities available for sale | 58,898,000 | 49,458,000 | 44,726,000 | 44,739,000 |
| Securities held to maturity | 3,047,000 | 41,000 | 33,000 | 26,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,761,000 | 161,306,000 | 161,777,000 | 167,220,000 |
| Interest-bearing deposits | 134,902,000 | 131,555,000 | 133,286,000 | 138,779,000 |
| Noninterest-bearing deposits | 30,859,000 | 29,751,000 | 28,491,000 | 28,441,000 |
| Equity capital | 11,796,000 | 11,981,000 | 13,347,000 | 13,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,091,000 | 4,300,000 | 6,656,000 | 9,204,000 |
| Interest expense | 675,000 | 1,419,000 | 2,253,000 | 3,232,000 |
| Net interest income | 1,416,000 | 2,881,000 | 4,403,000 | 5,972,000 |
| Noninterest income | 395,000 | 836,000 | 1,312,000 | 1,737,000 |
| Noninterest expense | 1,082,000 | 2,224,000 | 3,400,000 | 4,631,000 |
| Provision for loan losses | 35,000 | 105,000 | 170,000 | 187,000 |
| Pretax income | 694,000 | 1,388,000 | 2,145,000 | 2,887,000 |
| Income tax | 43,000 | 88,000 | 136,000 | 183,000 |
| Net income | 651,000 | 1,300,000 | 2,009,000 | 2,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,268,000 | 12,420,000 | 13,533,000 | 13,765,000 |
| Total capital | 13,225,000 | 13,424,000 | 14,586,000 | 14,828,000 |
| Risk-weighted assets | 92,599,000 | 98,254,000 | 103,508,000 | 106,871,000 |
Machine access — free, no API key
Every figure shown here about CUMBERLAND COUNTY BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.