Call reports 2016
PROVINCIAL BANK — 2016
What PROVINCIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 98,426,000 | 89,971,000 | 89,015,000 |
| Total loans | 70,042,000 | 68,574,000 | 63,679,000 |
| Allowance for loan losses | 879,000 | 0 | 0 |
| Securities available for sale | 250,000 | 251,000 | 251,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 85,157,000 | 71,661,000 | 70,439,000 |
| Interest-bearing deposits | 51,095,000 | 50,845,000 | 50,219,000 |
| Noninterest-bearing deposits | 34,062,000 | 20,816,000 | 20,221,000 |
| Equity capital | 8,136,000 | 13,917,000 | 14,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 792,000 | 866,000 | 1,657,000 |
| Interest expense | 93,000 | 56,000 | 110,000 |
| Net interest income | 699,000 | 810,000 | 1,547,000 |
| Noninterest income | 542,000 | 406,000 | 1,066,000 |
| Noninterest expense | 2,096,000 | 1,062,000 | 2,237,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | -855,000 | 154,000 | 376,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -855,000 | 154,000 | 376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 7,984,000 | 9,392,000 | 9,646,000 |
| Total capital | 8,863,000 | 9,392,000 | 9,646,000 |
| Risk-weighted assets | 72,534,000 | 70,380,000 | 65,917,000 |