Call reports 2015
PROVINCIAL BANK — 2015
What PROVINCIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 82,148,000 | 84,316,000 | 82,749,000 | 84,105,000 |
| Total loans | 70,134,000 | 73,075,000 | 72,473,000 | 68,290,000 |
| Allowance for loan losses | 867,000 | 872,000 | 876,000 | 879,000 |
| Securities available for sale | 250,000 | 250,000 | 250,000 | 249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,358,000 | 66,920,000 | 68,951,000 | 70,397,000 |
| Interest-bearing deposits | 46,855,000 | 46,268,000 | 48,118,000 | 48,847,000 |
| Noninterest-bearing deposits | 21,503,000 | 20,651,000 | 20,833,000 | 21,550,000 |
| Equity capital | 8,782,000 | 8,854,000 | 9,197,000 | 9,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 872,000 | 1,756,000 | 2,679,000 | 3,621,000 |
| Interest expense | 88,000 | 173,000 | 263,000 | 356,000 |
| Net interest income | 784,000 | 1,583,000 | 2,416,000 | 3,265,000 |
| Noninterest income | 707,000 | 1,325,000 | 2,053,000 | 2,621,000 |
| Noninterest expense | 1,148,000 | 2,193,000 | 3,252,000 | 4,402,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 343,000 | 715,000 | 1,217,000 | 1,484,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 343,000 | 715,000 | 1,217,000 | 1,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,701,000 | 8,772,000 | 9,132,000 | 9,408,000 |
| Total capital | 9,568,000 | 9,646,000 | 10,008,000 | 10,279,000 |
| Risk-weighted assets | 69,419,000 | 72,800,000 | 73,146,000 | 69,640,000 |