Call reports 2005
PROVINCIAL BANK — 2005
What PROVINCIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 66,460,000 | 72,077,000 | 75,564,000 | 78,838,000 |
| Total loans | 58,750,000 | 62,559,000 | 67,248,000 | 68,701,000 |
| Allowance for loan losses | 538,000 | 568,000 | 609,000 | 898,000 |
| Securities available for sale | 1,236,000 | 1,508,000 | 1,497,000 | 2,475,000 |
| Securities held to maturity | 273,000 | 273,000 | 272,000 | 425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,939,000 | 53,960,000 | 55,441,000 | 61,506,000 |
| Interest-bearing deposits | 39,830,000 | 39,114,000 | 41,504,000 | 49,612,000 |
| Noninterest-bearing deposits | 12,109,000 | 14,846,000 | 13,937,000 | 11,894,000 |
| Equity capital | 5,637,000 | 5,841,000 | 6,516,000 | 6,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,004,000 | 2,062,000 | 3,246,000 | 4,514,000 |
| Interest expense | 262,000 | 581,000 | 961,000 | 1,436,000 |
| Net interest income | 742,000 | 1,481,000 | 2,285,000 | 3,078,000 |
| Noninterest income | 264,000 | 497,000 | 740,000 | 946,000 |
| Noninterest expense | 604,000 | 1,226,000 | 1,863,000 | 2,535,000 |
| Provision for loan losses | 25,000 | 55,000 | 124,000 | 431,000 |
| Pretax income | 377,000 | 697,000 | 1,038,000 | 1,058,000 |
| Income tax | 26,000 | 26,000 | 26,000 | 26,000 |
| Net income | 351,000 | 671,000 | 1,012,000 | 1,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,649,000 | 5,846,000 | 6,527,000 | 6,288,000 |
| Total capital | 6,187,000 | 6,414,000 | 7,136,000 | 7,159,000 |
| Risk-weighted assets | 58,907,000 | 63,046,000 | 66,281,000 | 69,655,000 |
Machine access — free, no API key
Every figure shown here about PROVINCIAL BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.