Call reports 2026
MINSTER BANK — 2026
What MINSTER BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 814,016,000 | 811,604,000 |
| Total loans | 452,734,000 | 462,531,000 |
| Allowance for loan losses | 5,162,000 | 5,551,000 |
| Securities available for sale | 245,633,000 | 238,707,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 722,985,000 | 719,375,000 |
| Interest-bearing deposits | 563,017,000 | 555,313,000 |
| Noninterest-bearing deposits | 159,968,000 | 164,062,000 |
| Equity capital | 67,954,000 | 72,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,588,000 | 19,701,000 |
| Interest expense | 2,449,000 | 4,985,000 |
| Net interest income | 7,139,000 | 14,716,000 |
| Noninterest income | 1,548,000 | 3,168,000 |
| Noninterest expense | 4,492,000 | 8,978,000 |
| Provision for loan losses | 297,000 | 701,000 |
| Pretax income | 3,891,000 | 8,157,000 |
| Income tax | 761,000 | 1,601,000 |
| Net income | 3,130,000 | 6,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 79,955,000 | 83,382,000 |
| Total capital | 85,389,000 | 89,251,000 |
| Risk-weighted assets | 503,695,000 | 518,305,000 |