Call reports 2023
MINSTER BANK — 2023
What MINSTER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 698,131,000 | 721,257,000 | 707,958,000 | 722,596,000 |
| Total loans | 311,600,000 | 327,494,000 | 337,123,000 | 347,265,000 |
| Allowance for loan losses | 3,797,000 | 3,921,000 | 4,105,000 | 3,866,000 |
| Securities available for sale | 266,376,000 | 258,570,000 | 246,104,000 | 247,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 632,825,000 | 653,655,000 | 643,455,000 | 650,985,000 |
| Interest-bearing deposits | 438,589,000 | 463,154,000 | 461,496,000 | 474,813,000 |
| Noninterest-bearing deposits | 194,236,000 | 190,501,000 | 181,959,000 | 176,172,000 |
| Equity capital | 45,081,000 | 46,085,000 | 43,541,000 | 51,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,646,000 | 13,573,000 | 21,044,000 | 28,891,000 |
| Interest expense | 493,000 | 1,980,000 | 4,134,000 | 6,536,000 |
| Net interest income | 6,153,000 | 11,593,000 | 16,910,000 | 22,355,000 |
| Noninterest income | 1,221,000 | 2,486,000 | 3,690,000 | 4,919,000 |
| Noninterest expense | 3,651,000 | 7,542,000 | 11,306,000 | 14,893,000 |
| Provision for loan losses | 2,000 | 118,000 | 306,000 | 82,000 |
| Pretax income | 3,730,000 | 6,422,000 | 9,002,000 | 11,927,000 |
| Income tax | 725,000 | 1,238,000 | 1,735,000 | 2,302,000 |
| Net income | 3,005,000 | 5,184,000 | 7,267,000 | 9,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,546,000 | 67,725,000 | 69,709,000 | 70,167,000 |
| Total capital | 69,343,000 | 71,646,000 | 73,814,000 | 74,412,000 |
| Risk-weighted assets | 389,778,000 | 397,926,000 | 407,155,000 | 411,669,000 |
Machine access — free, no API key
Every figure shown here about MINSTER BANK — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.