Call reports 2022
MINSTER BANK — 2022
What MINSTER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 776,986,000 | 761,015,000 | 738,688,000 | 706,883,000 |
| Total loans | 268,160,000 | 272,241,000 | 285,856,000 | 301,018,000 |
| Allowance for loan losses | 3,783,000 | 3,784,000 | 3,794,000 | 3,792,000 |
| Securities available for sale | 249,672,000 | 264,796,000 | 268,681,000 | 269,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 709,318,000 | 698,607,000 | 680,079,000 | 640,356,000 |
| Interest-bearing deposits | 499,264,000 | 492,689,000 | 471,120,000 | 444,026,000 |
| Noninterest-bearing deposits | 210,054,000 | 205,918,000 | 208,959,000 | 196,330,000 |
| Equity capital | 47,583,000 | 41,740,000 | 35,619,000 | 38,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,162,000 | 8,817,000 | 14,535,000 | 21,047,000 |
| Interest expense | 145,000 | 282,000 | 421,000 | 741,000 |
| Net interest income | 4,017,000 | 8,535,000 | 14,114,000 | 20,306,000 |
| Noninterest income | 1,310,000 | 2,609,000 | 3,683,000 | 4,785,000 |
| Noninterest expense | 3,470,000 | 6,887,000 | 10,668,000 | 14,853,000 |
| Provision for loan losses | -10,000 | -6,000 | 1,000 | 1,000 |
| Pretax income | 1,863,000 | 4,254,000 | 7,122,000 | 10,229,000 |
| Income tax | 349,000 | 799,000 | 1,344,000 | 1,939,000 |
| Net income | 1,514,000 | 3,455,000 | 5,778,000 | 8,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,765,000 | 59,706,000 | 62,029,000 | 62,542,000 |
| Total capital | 61,548,000 | 63,490,000 | 65,823,000 | 66,334,000 |
| Risk-weighted assets | 334,289,000 | 342,954,000 | 366,502,000 | 375,748,000 |
Machine access — free, no API key
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