Call reports 2020
MINSTER BANK — 2020
What MINSTER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 524,671,000 | 596,430,000 | 604,241,000 | 637,677,000 |
| Total loans | 248,462,000 | 307,112,000 | 310,154,000 | 299,780,000 |
| Allowance for loan losses | 2,924,000 | 2,923,000 | 3,112,000 | 3,460,000 |
| Securities available for sale | 131,150,000 | 141,969,000 | 142,376,000 | 166,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 459,943,000 | 523,547,000 | 532,251,000 | 560,977,000 |
| Interest-bearing deposits | 341,911,000 | 366,062,000 | 370,767,000 | 395,078,000 |
| Noninterest-bearing deposits | 118,032,000 | 157,485,000 | 161,484,000 | 165,899,000 |
| Equity capital | 45,427,000 | 49,281,000 | 51,554,000 | 53,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,511,000 | 9,068,000 | 13,491,000 | 18,395,000 |
| Interest expense | 514,000 | 890,000 | 1,215,000 | 1,488,000 |
| Net interest income | 3,997,000 | 8,178,000 | 12,276,000 | 16,907,000 |
| Noninterest income | 983,000 | 2,516,000 | 4,332,000 | 6,042,000 |
| Noninterest expense | 3,165,000 | 6,301,000 | 9,568,000 | 13,052,000 |
| Provision for loan losses | -1,000 | 38,000 | 211,000 | 560,000 |
| Pretax income | 1,813,000 | 4,348,000 | 6,818,000 | 9,326,000 |
| Income tax | 340,000 | 826,000 | 1,299,000 | 1,781,000 |
| Net income | 1,473,000 | 3,522,000 | 5,519,000 | 7,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,622,000 | 45,671,000 | 47,668,000 | 49,694,000 |
| Total capital | 46,546,000 | 48,594,000 | 50,780,000 | 53,154,000 |
| Risk-weighted assets | 297,523,000 | 297,560,000 | 297,828,000 | 309,530,000 |
Machine access — free, no API key
Every figure shown here about MINSTER BANK — 2020 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.