Call reports 2005
MINSTER BANK — 2005
What MINSTER BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 239,084,000 | 226,381,000 | 225,580,000 | 230,481,000 |
| Total loans | 152,269,000 | 154,574,000 | 152,071,000 | 152,498,000 |
| Allowance for loan losses | 1,882,000 | 1,934,000 | 1,924,000 | 1,861,000 |
| Securities available for sale | 47,008,000 | 53,320,000 | 53,095,000 | 53,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,906,000 | 182,908,000 | 183,207,000 | 193,295,000 |
| Interest-bearing deposits | 174,344,000 | 153,456,000 | 154,275,000 | 158,170,000 |
| Noninterest-bearing deposits | 29,562,000 | 29,452,000 | 28,932,000 | 35,125,000 |
| Equity capital | 19,958,000 | 21,243,000 | 21,667,000 | 19,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,686,000 | 5,644,000 | 8,740,000 | 12,076,000 |
| Interest expense | 677,000 | 1,446,000 | 2,296,000 | 3,230,000 |
| Net interest income | 2,009,000 | 4,198,000 | 6,444,000 | 8,846,000 |
| Noninterest income | 441,000 | 931,000 | 1,444,000 | 1,954,000 |
| Noninterest expense | 1,597,000 | 3,084,000 | 4,785,000 | 6,517,000 |
| Provision for loan losses | 68,000 | 123,000 | 125,000 | 121,000 |
| Pretax income | 785,000 | 1,922,000 | 2,978,000 | 4,162,000 |
| Income tax | 197,000 | 498,000 | 766,000 | 1,070,000 |
| Net income | 588,000 | 1,424,000 | 2,212,000 | 3,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,764,000 | 20,600,000 | 21,389,000 | 19,269,000 |
| Total capital | 21,646,000 | 22,534,000 | 23,313,000 | 21,130,000 |
| Risk-weighted assets | 170,036,000 | 169,120,000 | 166,676,000 | 168,093,000 |
Machine access — free, no API key
Every figure shown here about MINSTER BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.