Call reports 2023
EVERGREEN BANK GROUP — 2023
What EVERGREEN BANK GROUP reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,402,487,000 | 1,499,542,000 | 1,524,168,000 | 1,503,592,000 |
| Total loans | 1,171,627,000 | 1,242,618,000 | 1,251,760,000 | 1,236,517,000 |
| Allowance for loan losses | 21,232,000 | 21,454,000 | 18,704,000 | 21,065,000 |
| Securities available for sale | 117,678,000 | 115,660,000 | 117,890,000 | 125,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,205,749,000 | 1,300,212,000 | 1,329,192,000 | 1,300,768,000 |
| Interest-bearing deposits | 1,110,628,000 | 1,212,600,000 | 1,245,898,000 | 1,222,726,000 |
| Noninterest-bearing deposits | 95,121,000 | 87,612,000 | 83,294,000 | 78,042,000 |
| Equity capital | 149,594,000 | 150,841,000 | 149,568,000 | 153,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 21,535,000 | 45,125,000 | 70,835,000 | 97,263,000 |
| Interest expense | 6,799,000 | 15,812,000 | 27,499,000 | 40,323,000 |
| Net interest income | 14,736,000 | 29,313,000 | 43,336,000 | 56,940,000 |
| Noninterest income | 433,000 | 1,036,000 | 1,612,000 | 2,123,000 |
| Noninterest expense | 9,312,000 | 18,997,000 | 28,549,000 | 37,515,000 |
| Provision for loan losses | 1,875,000 | 3,865,000 | 6,165,000 | 11,565,000 |
| Pretax income | 3,982,000 | 7,481,000 | 10,228,000 | 9,977,000 |
| Income tax | 921,000 | 1,724,000 | 2,345,000 | 2,313,000 |
| Net income | 3,061,000 | 5,757,000 | 7,883,000 | 7,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,149,000 | 160,594,000 | 162,420,000 | 161,901,000 |
| Total capital | 173,788,000 | 177,234,000 | 179,148,000 | 178,332,000 |
| Risk-weighted assets | 1,245,541,000 | 1,326,345,000 | 1,336,276,000 | 1,309,823,000 |