Call reports 2016
EVERGREEN BANK GROUP — 2016
What EVERGREEN BANK GROUP reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 706,751,000 | 721,244,000 | 762,408,000 | 789,720,000 |
| Total loans | 542,382,000 | 579,221,000 | 608,134,000 | 626,469,000 |
| Allowance for loan losses | 6,636,000 | 7,015,000 | 7,071,000 | 7,250,000 |
| Securities available for sale | 88,414,000 | 91,809,000 | 82,777,000 | 82,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 637,061,000 | 647,084,000 | 684,031,000 | 709,152,000 |
| Interest-bearing deposits | 598,779,000 | 601,750,000 | 635,688,000 | 656,437,000 |
| Noninterest-bearing deposits | 38,282,000 | 45,334,000 | 48,343,000 | 52,715,000 |
| Equity capital | 67,726,000 | 71,020,000 | 75,522,000 | 77,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,937,000 | 16,347,000 | 25,389,000 | 34,811,000 |
| Interest expense | 1,164,000 | 2,354,000 | 3,681,000 | 5,149,000 |
| Net interest income | 6,773,000 | 13,993,000 | 21,708,000 | 29,662,000 |
| Noninterest income | 351,000 | 740,000 | 1,117,000 | 1,447,000 |
| Noninterest expense | 3,723,000 | 7,775,000 | 11,853,000 | 16,340,000 |
| Provision for loan losses | 725,000 | 1,400,000 | 2,375,000 | 3,350,000 |
| Pretax income | 2,941,000 | 5,831,000 | 8,984,000 | 11,806,000 |
| Income tax | 1,037,000 | 2,028,000 | 3,115,000 | 4,148,000 |
| Net income | 1,904,000 | 3,803,000 | 5,869,000 | 7,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,661,000 | 70,560,000 | 75,126,000 | 78,415,000 |
| Total capital | 74,356,000 | 77,635,000 | 82,257,000 | 85,725,000 |
| Risk-weighted assets | 581,049,000 | 615,215,000 | 647,313,000 | 674,168,000 |