Call reports 2015
EVERGREEN BANK GROUP — 2015
What EVERGREEN BANK GROUP reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 629,783,000 | 633,866,000 | 665,085,000 | 713,043,000 |
| Total loans | 480,467,000 | 510,842,000 | 525,575,000 | 537,753,000 |
| Allowance for loan losses | 6,252,000 | 6,479,000 | 6,513,000 | 6,608,000 |
| Securities available for sale | 40,883,000 | 50,035,000 | 45,157,000 | 73,883,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 569,863,000 | 571,689,000 | 601,075,000 | 644,553,000 |
| Interest-bearing deposits | 538,634,000 | 537,240,000 | 564,694,000 | 601,569,000 |
| Noninterest-bearing deposits | 31,229,000 | 34,449,000 | 36,381,000 | 42,984,000 |
| Equity capital | 57,462,000 | 59,796,000 | 61,936,000 | 65,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,813,000 | 14,099,000 | 21,685,000 | 29,468,000 |
| Interest expense | 1,023,000 | 2,065,000 | 3,161,000 | 4,349,000 |
| Net interest income | 5,790,000 | 12,034,000 | 18,524,000 | 25,119,000 |
| Noninterest income | 343,000 | 695,000 | 1,001,000 | 1,342,000 |
| Noninterest expense | 3,384,000 | 6,656,000 | 10,108,000 | 13,778,000 |
| Provision for loan losses | 500,000 | 1,100,000 | 1,550,000 | 2,270,000 |
| Pretax income | 2,289,000 | 5,021,000 | 8,051,000 | 10,597,000 |
| Income tax | 806,000 | 1,774,000 | 2,850,000 | 3,703,000 |
| Net income | 1,483,000 | 3,247,000 | 5,201,000 | 6,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,346,000 | 60,111,000 | 62,065,000 | 65,757,000 |
| Total capital | 63,658,000 | 66,651,000 | 68,638,000 | 72,425,000 |
| Risk-weighted assets | 508,265,000 | 538,298,000 | 552,802,000 | 575,668,000 |