Call reports 2014
EVERGREEN BANK GROUP — 2014
What EVERGREEN BANK GROUP reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 510,740,000 | 519,085,000 | 537,738,000 | 606,007,000 |
| Total loans | 408,399,000 | 420,766,000 | 437,929,000 | 464,143,000 |
| Allowance for loan losses | 6,118,000 | 6,210,000 | 6,334,000 | 6,251,000 |
| Securities available for sale | 45,012,000 | 38,968,000 | 35,407,000 | 38,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 458,888,000 | 465,044,000 | 482,564,000 | 548,585,000 |
| Interest-bearing deposits | 436,400,000 | 441,584,000 | 455,927,000 | 520,736,000 |
| Noninterest-bearing deposits | 22,488,000 | 23,460,000 | 26,637,000 | 27,849,000 |
| Equity capital | 49,706,000 | 51,648,000 | 52,823,000 | 54,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,258,000 | 12,819,000 | 19,362,000 | 26,142,000 |
| Interest expense | 843,000 | 1,699,000 | 2,582,000 | 3,523,000 |
| Net interest income | 5,415,000 | 11,120,000 | 16,780,000 | 22,619,000 |
| Noninterest income | 370,000 | 698,000 | 989,000 | 1,219,000 |
| Noninterest expense | 2,969,000 | 6,098,000 | 9,239,000 | 12,907,000 |
| Provision for loan losses | 450,000 | 875,000 | 1,500,000 | 2,050,000 |
| Pretax income | 2,366,000 | 4,955,000 | 7,346,000 | 9,219,000 |
| Income tax | 623,000 | 1,317,000 | 2,157,000 | 2,802,000 |
| Net income | 1,743,000 | 3,638,000 | 5,189,000 | 6,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,551,000 | 51,972,000 | 53,135,000 | 54,363,000 |
| Total capital | 55,962,000 | 57,572,000 | 58,904,000 | 60,492,000 |
| Risk-weighted assets | 432,095,000 | 447,357,000 | 460,903,000 | 490,166,000 |