Call reports 2013
EVERGREEN BANK GROUP — 2013
What EVERGREEN BANK GROUP reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 462,265,000 | 473,645,000 | 506,834,000 | 504,940,000 |
| Total loans | 362,912,000 | 397,877,000 | 413,682,000 | 405,514,000 |
| Allowance for loan losses | 6,006,000 | 6,372,000 | 6,391,000 | 6,254,000 |
| Securities available for sale | 35,523,000 | 37,721,000 | 42,601,000 | 39,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 413,346,000 | 424,003,000 | 457,861,000 | 453,511,000 |
| Interest-bearing deposits | 396,271,000 | 404,201,000 | 435,146,000 | 428,981,000 |
| Noninterest-bearing deposits | 17,075,000 | 19,802,000 | 22,715,000 | 24,530,000 |
| Equity capital | 45,726,000 | 46,354,000 | 46,954,000 | 47,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,947,000 | 12,089,000 | 18,667,000 | 25,172,000 |
| Interest expense | 838,000 | 1,656,000 | 2,499,000 | 3,375,000 |
| Net interest income | 5,109,000 | 10,433,000 | 16,168,000 | 21,797,000 |
| Noninterest income | 276,000 | 2,087,000 | 2,321,000 | 2,597,000 |
| Noninterest expense | 2,857,000 | 5,508,000 | 8,455,000 | 11,423,000 |
| Provision for loan losses | 125,000 | 815,000 | 1,105,000 | 1,555,000 |
| Pretax income | 2,409,000 | 6,237,000 | 8,969,000 | 11,472,000 |
| Income tax | 921,000 | 2,375,000 | 3,413,000 | 4,364,000 |
| Net income | 1,488,000 | 3,862,000 | 5,556,000 | 7,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,397,000 | 47,058,000 | 48,244,000 | 49,330,000 |
| Total capital | 50,249,000 | 52,268,000 | 53,675,000 | 54,703,000 |
| Risk-weighted assets | 386,908,000 | 415,556,000 | 433,444,000 | 428,882,000 |