Call reports 2012
EVERGREEN BANK GROUP — 2012
What EVERGREEN BANK GROUP reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 404,375,000 | 423,664,000 | 440,432,000 | 460,860,000 |
| Total loans | 290,521,000 | 333,607,000 | 354,532,000 | 370,563,000 |
| Allowance for loan losses | 6,151,000 | 5,934,000 | 6,122,000 | 6,307,000 |
| Securities available for sale | 81,248,000 | 54,118,000 | 47,716,000 | 40,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,350,000 | 379,537,000 | 394,595,000 | 413,074,000 |
| Interest-bearing deposits | 343,262,000 | 361,654,000 | 377,672,000 | 397,340,000 |
| Noninterest-bearing deposits | 18,088,000 | 17,883,000 | 16,923,000 | 15,734,000 |
| Equity capital | 41,628,000 | 42,865,000 | 44,059,000 | 44,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,333,000 | 10,876,000 | 16,825,000 | 22,866,000 |
| Interest expense | 992,000 | 1,957,000 | 2,946,000 | 3,812,000 |
| Net interest income | 4,341,000 | 8,919,000 | 13,879,000 | 19,054,000 |
| Noninterest income | 312,000 | 533,000 | 767,000 | 1,788,000 |
| Noninterest expense | 2,752,000 | 5,647,000 | 8,685,000 | 11,833,000 |
| Provision for loan losses | 450,000 | 860,000 | 1,320,000 | 1,860,000 |
| Pretax income | 1,711,000 | 3,298,000 | 5,111,000 | 7,699,000 |
| Income tax | 582,000 | 1,121,000 | 1,738,000 | 2,465,000 |
| Net income | 1,129,000 | 2,177,000 | 3,373,000 | 5,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,377,000 | 42,425,000 | 43,411,000 | 44,355,000 |
| Total capital | 45,280,000 | 46,898,000 | 48,146,000 | 49,281,000 |
| Risk-weighted assets | 309,968,000 | 356,297,000 | 377,348,000 | 392,607,000 |