Call reports 2011
EVERGREEN BANK GROUP — 2011
What EVERGREEN BANK GROUP reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 381,254,000 | 378,150,000 | 387,066,000 | 392,527,000 |
| Total loans | 271,342,000 | 280,393,000 | 283,216,000 | 283,773,000 |
| Allowance for loan losses | 5,814,000 | 6,107,000 | 6,323,000 | 6,033,000 |
| Securities available for sale | 80,822,000 | 74,652,000 | 69,304,000 | 76,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,057,000 | 338,600,000 | 345,592,000 | 350,672,000 |
| Interest-bearing deposits | 329,287,000 | 323,619,000 | 329,947,000 | 335,179,000 |
| Noninterest-bearing deposits | 13,769,000 | 14,981,000 | 15,645,000 | 15,493,000 |
| Equity capital | 37,279,000 | 38,592,000 | 40,246,000 | 40,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,053,000 | 10,387,000 | 15,825,000 | 21,190,000 |
| Interest expense | 1,226,000 | 2,344,000 | 3,405,000 | 4,431,000 |
| Net interest income | 3,827,000 | 8,043,000 | 12,420,000 | 16,759,000 |
| Noninterest income | 294,000 | 476,000 | 646,000 | 765,000 |
| Noninterest expense | 2,246,000 | 4,855,000 | 7,307,000 | 10,107,000 |
| Provision for loan losses | 950,000 | 1,850,000 | 3,140,000 | 4,040,000 |
| Pretax income | 925,000 | 1,850,000 | 2,812,000 | 3,723,000 |
| Income tax | 315,000 | 628,000 | 955,000 | 1,264,000 |
| Net income | 610,000 | 1,222,000 | 1,857,000 | 2,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,835,000 | 38,448,000 | 39,646,000 | 40,248,000 |
| Total capital | 41,467,000 | 42,175,000 | 43,426,000 | 44,065,000 |
| Risk-weighted assets | 288,355,000 | 295,678,000 | 299,799,000 | 303,063,000 |