Call reports 2010
RIVER CITIES BANK — 2010
What RIVER CITIES BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 188,453,000 | 189,897,000 | 189,076,000 | 187,764,000 |
| Total loans | 136,989,000 | 134,253,000 | 131,502,000 | 125,214,000 |
| Allowance for loan losses | 3,049,000 | 2,696,000 | 2,953,000 | 3,037,000 |
| Securities available for sale | 36,234,000 | 35,977,000 | 35,593,000 | 35,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,264,000 | 158,103,000 | 156,460,000 | 154,962,000 |
| Interest-bearing deposits | 144,892,000 | 145,299,000 | 143,306,000 | 139,421,000 |
| Noninterest-bearing deposits | 12,372,000 | 12,804,000 | 13,154,000 | 15,541,000 |
| Equity capital | 19,618,000 | 20,204,000 | 20,997,000 | 21,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,405,000 | 4,748,000 | 7,319,000 | 9,608,000 |
| Interest expense | 850,000 | 1,674,000 | 2,469,000 | 3,260,000 |
| Net interest income | 1,555,000 | 3,074,000 | 4,850,000 | 6,348,000 |
| Noninterest income | 272,000 | 529,000 | 911,000 | 1,296,000 |
| Noninterest expense | 1,025,000 | 1,990,000 | 3,020,000 | 4,048,000 |
| Provision for loan losses | 580,000 | 630,000 | 969,000 | 1,356,000 |
| Pretax income | 298,000 | 1,059,000 | 1,739,000 | 2,210,000 |
| Income tax | 13,000 | 248,000 | 454,000 | 496,000 |
| Net income | 285,000 | 811,000 | 1,285,000 | 1,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,981,000 | 19,442,000 | 20,004,000 | 20,433,000 |
| Total capital | 21,003,000 | 21,330,000 | 21,805,000 | 22,223,000 |
| Risk-weighted assets | 160,755,000 | 150,255,000 | 142,915,000 | 144,872,000 |
Machine access — free, no API key
Every figure shown here about RIVER CITIES BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.