Call reports 2006
RIVER CITIES BANK — 2006
What RIVER CITIES BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 166,443,000 | 171,588,000 | 173,778,000 | 172,210,000 |
| Total loans | 120,289,000 | 123,628,000 | 125,703,000 | 123,158,000 |
| Allowance for loan losses | 2,047,000 | 2,080,000 | 2,102,000 | 2,162,000 |
| Securities available for sale | 35,946,000 | 35,317,000 | 36,816,000 | 39,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,400,000 | 147,457,000 | 146,331,000 | 143,520,000 |
| Interest-bearing deposits | 135,959,000 | 137,171,000 | 136,368,000 | 134,232,000 |
| Noninterest-bearing deposits | 9,441,000 | 10,286,000 | 9,963,000 | 9,288,000 |
| Equity capital | 14,817,000 | 14,924,000 | 15,984,000 | 16,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,391,000 | 4,943,000 | 7,713,000 | 10,434,000 |
| Interest expense | 1,116,000 | 2,372,000 | 3,781,000 | 5,198,000 |
| Net interest income | 1,275,000 | 2,571,000 | 3,932,000 | 5,236,000 |
| Noninterest income | 153,000 | 290,000 | 478,000 | 599,000 |
| Noninterest expense | 784,000 | 1,549,000 | 2,311,000 | 2,995,000 |
| Provision for loan losses | 33,000 | 66,000 | 103,000 | 148,000 |
| Pretax income | 611,000 | 1,246,000 | 1,996,000 | 2,692,000 |
| Income tax | 171,000 | 355,000 | 581,000 | 784,000 |
| Net income | 440,000 | 891,000 | 1,415,000 | 1,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,132,000 | 15,582,000 | 16,106,000 | 16,496,000 |
| Total capital | 16,852,000 | 17,349,000 | 17,919,000 | 18,196,000 |
| Risk-weighted assets | 137,290,000 | 141,088,000 | 144,964,000 | 144,883,000 |
Machine access — free, no API key
Every figure shown here about RIVER CITIES BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.