Call reports 2015
FIDELITY NATIONAL BANK — 2015
What FIDELITY NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 83,780,000 | 87,289,000 | 85,256,000 | 86,010,000 |
| Total loans | 52,844,000 | 53,499,000 | 55,163,000 | 56,815,000 |
| Allowance for loan losses | 1,576,000 | 1,550,000 | 1,395,000 | 1,153,000 |
| Securities available for sale | 15,368,000 | 19,646,000 | 19,497,000 | 17,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,225,000 | 76,296,000 | 75,860,000 | 77,502,000 |
| Interest-bearing deposits | 68,440,000 | 68,509,000 | 67,635,000 | 64,953,000 |
| Noninterest-bearing deposits | 6,785,000 | 7,787,000 | 8,225,000 | 12,549,000 |
| Equity capital | 8,363,000 | 8,234,000 | 8,227,000 | 7,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 745,000 | 1,611,000 | 2,460,000 | 3,243,000 |
| Interest expense | 87,000 | 173,000 | 261,000 | 348,000 |
| Net interest income | 658,000 | 1,438,000 | 2,199,000 | 2,895,000 |
| Noninterest income | 96,000 | 201,000 | 281,000 | 363,000 |
| Noninterest expense | 996,000 | 1,905,000 | 2,946,000 | 3,899,000 |
| Provision for loan losses | 0 | 0 | 0 | -250,000 |
| Pretax income | -242,000 | -223,000 | -466,000 | -335,000 |
| Income tax | -85,000 | -102,000 | -279,000 | 799,000 |
| Net income | -157,000 | -121,000 | -187,000 | -1,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,949,000 | 7,856,000 | 7,830,000 | 7,293,000 |
| Total capital | 8,587,000 | 8,534,000 | 8,515,000 | 7,993,000 |
| Risk-weighted assets | 52,682,000 | 53,050,000 | 53,763,000 | 55,530,000 |