Call reports 2015
PALMYRA STATE BANK — 2015
What PALMYRA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 41,454,000 | 38,403,000 | 39,074,000 | 39,375,000 |
| Total loans | 12,111,000 | 13,446,000 | 13,892,000 | 13,163,000 |
| Allowance for loan losses | 167,000 | 167,000 | 168,000 | 168,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,827,000 | 22,458,000 | 19,714,000 | 20,314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,174,000 | 31,079,000 | 31,693,000 | 32,055,000 |
| Interest-bearing deposits | 28,591,000 | 25,078,000 | 26,131,000 | 26,468,000 |
| Noninterest-bearing deposits | 5,583,000 | 6,001,000 | 5,562,000 | 5,587,000 |
| Equity capital | 7,017,000 | 7,043,000 | 7,066,000 | 7,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 208,000 | 426,000 | 644,000 | 871,000 |
| Interest expense | 23,000 | 45,000 | 67,000 | 88,000 |
| Net interest income | 185,000 | 381,000 | 577,000 | 783,000 |
| Noninterest income | 32,000 | 63,000 | 99,000 | 129,000 |
| Noninterest expense | 189,000 | 385,000 | 593,000 | 776,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 59,000 | 83,000 | 136,000 |
| Income tax | 2,000 | 7,000 | 8,000 | -16,000 |
| Net income | 26,000 | 52,000 | 75,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,017,000 | 7,043,000 | 7,066,000 | 7,043,000 |
| Total capital | 7,184,000 | 7,210,000 | 7,234,000 | 7,211,000 |
| Risk-weighted assets | 19,157,000 | 19,380,000 | 20,518,000 | 19,667,000 |