Call reports 2013
PALMYRA STATE BANK — 2013
What PALMYRA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 41,382,000 | 38,802,000 | 38,203,000 | 40,043,000 |
| Total loans | 14,043,000 | 13,943,000 | 13,662,000 | 13,380,000 |
| Allowance for loan losses | 215,000 | 207,000 | 207,000 | 207,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,869,000 | 21,066,000 | 19,569,000 | 20,706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,147,000 | 31,531,000 | 30,866,000 | 32,825,000 |
| Interest-bearing deposits | 29,719,000 | 26,517,000 | 26,328,000 | 27,265,000 |
| Noninterest-bearing deposits | 4,429,000 | 5,014,000 | 4,538,000 | 5,560,000 |
| Equity capital | 7,040,000 | 7,073,000 | 7,113,000 | 7,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 258,000 | 481,000 | 710,000 | 937,000 |
| Interest expense | 34,000 | 66,000 | 94,000 | 121,000 |
| Net interest income | 224,000 | 415,000 | 616,000 | 816,000 |
| Noninterest income | 38,000 | 75,000 | 114,000 | 153,000 |
| Noninterest expense | 192,000 | 388,000 | 584,000 | 766,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 70,000 | 102,000 | 146,000 | 203,000 |
| Income tax | 11,000 | 10,000 | 14,000 | 23,000 |
| Net income | 59,000 | 92,000 | 132,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,040,000 | 7,073,000 | 7,113,000 | 7,041,000 |
| Total capital | 7,255,000 | 7,280,000 | 7,320,000 | 7,248,000 |
| Risk-weighted assets | 20,854,000 | 20,133,000 | 19,551,000 | 19,547,000 |