Call reports 2011
PALMYRA STATE BANK — 2011
What PALMYRA STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 40,009,000 | 38,466,000 | 38,106,000 | 39,835,000 |
| Total loans | 20,148,000 | 19,752,000 | 18,782,000 | 16,948,000 |
| Allowance for loan losses | 214,000 | 214,000 | 214,000 | 214,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,323,000 | 13,303,000 | 14,329,000 | 14,213,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,098,000 | 31,467,000 | 31,040,000 | 32,790,000 |
| Interest-bearing deposits | 28,351,000 | 26,750,000 | 26,580,000 | 27,541,000 |
| Noninterest-bearing deposits | 4,747,000 | 4,717,000 | 4,460,000 | 5,249,000 |
| Equity capital | 6,752,000 | 6,828,000 | 6,869,000 | 6,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 354,000 | 697,000 | 1,018,000 | 1,314,000 |
| Interest expense | 64,000 | 124,000 | 179,000 | 230,000 |
| Net interest income | 290,000 | 573,000 | 839,000 | 1,084,000 |
| Noninterest income | 43,000 | 83,000 | 125,000 | 169,000 |
| Noninterest expense | 232,000 | 457,000 | 710,000 | 882,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 101,000 | 199,000 | 254,000 | 371,000 |
| Income tax | 22,000 | 44,000 | 58,000 | 66,000 |
| Net income | 79,000 | 155,000 | 196,000 | 305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,752,000 | 6,828,000 | 6,869,000 | 6,858,000 |
| Total capital | 6,966,000 | 7,042,000 | 7,083,000 | 7,072,000 |
| Risk-weighted assets | 26,147,000 | 24,563,000 | 23,573,000 | 22,279,000 |