Call reports 2010
PALMYRA STATE BANK — 2010
What PALMYRA STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 38,606,000 | 36,569,000 | 37,349,000 | 38,242,000 |
| Total loans | 19,352,000 | 19,982,000 | 20,186,000 | 20,775,000 |
| Allowance for loan losses | 214,000 | 214,000 | 214,000 | 215,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,432,000 | 11,614,000 | 12,581,000 | 11,879,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,949,000 | 29,823,000 | 30,493,000 | 31,457,000 |
| Interest-bearing deposits | 27,865,000 | 25,803,000 | 26,719,000 | 27,198,000 |
| Noninterest-bearing deposits | 4,084,000 | 4,020,000 | 3,774,000 | 4,259,000 |
| Equity capital | 6,496,000 | 6,580,000 | 6,675,000 | 6,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 748,000 | 1,128,000 | 1,496,000 |
| Interest expense | 87,000 | 168,000 | 245,000 | 316,000 |
| Net interest income | 284,000 | 580,000 | 883,000 | 1,180,000 |
| Noninterest income | 44,000 | 86,000 | 134,000 | 180,000 |
| Noninterest expense | 206,000 | 423,000 | 643,000 | 834,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 122,000 | 243,000 | 374,000 | 526,000 |
| Income tax | 36,000 | 73,000 | 109,000 | 143,000 |
| Net income | 86,000 | 170,000 | 265,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,496,000 | 6,580,000 | 6,675,000 | 6,673,000 |
| Total capital | 6,710,000 | 6,794,000 | 6,889,000 | 6,888,000 |
| Risk-weighted assets | 24,705,000 | 23,580,000 | 24,687,000 | 24,969,000 |