Call reports 2016
HIGH PLAINS BANK — 2016
What HIGH PLAINS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 81,336,000 | 80,537,000 | 83,193,000 | 85,853,000 |
| Total loans | 66,780,000 | 65,433,000 | 66,455,000 | 68,805,000 |
| Allowance for loan losses | 590,000 | 608,000 | 623,000 | 619,000 |
| Securities available for sale | 6,173,000 | 5,895,000 | 5,816,000 | 5,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,478,000 | 70,450,000 | 72,963,000 | 76,269,000 |
| Interest-bearing deposits | 63,667,000 | 64,105,000 | 66,346,000 | 68,407,000 |
| Noninterest-bearing deposits | 7,811,000 | 6,345,000 | 6,617,000 | 7,862,000 |
| Equity capital | 9,049,000 | 9,275,000 | 9,414,000 | 8,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 956,000 | 1,911,000 | 2,866,000 | 3,848,000 |
| Interest expense | 125,000 | 258,000 | 401,000 | 553,000 |
| Net interest income | 831,000 | 1,653,000 | 2,465,000 | 3,295,000 |
| Noninterest income | 75,000 | 166,000 | 265,000 | 352,000 |
| Noninterest expense | 356,000 | 785,000 | 1,236,000 | 2,076,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 535,000 | 1,008,000 | 1,453,000 | 1,515,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 535,000 | 1,008,000 | 1,453,000 | 1,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,908,000 | 8,069,000 | 8,233,000 | 7,994,000 |
| Total capital | 8,498,000 | 8,677,000 | 8,856,000 | 8,613,000 |
| Risk-weighted assets | 71,701,000 | 70,528,000 | 71,200,000 | 73,958,000 |