Call reports 2015
HIGH PLAINS BANK — 2015
What HIGH PLAINS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 79,641,000 | 75,345,000 | 78,842,000 | 83,553,000 |
| Total loans | 61,124,000 | 63,535,000 | 65,776,000 | 66,737,000 |
| Allowance for loan losses | 593,000 | 555,000 | 567,000 | 579,000 |
| Securities available for sale | 2,573,000 | 4,991,000 | 5,008,000 | 4,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,162,000 | 65,743,000 | 69,010,000 | 74,030,000 |
| Interest-bearing deposits | 59,338,000 | 58,058,000 | 61,158,000 | 65,737,000 |
| Noninterest-bearing deposits | 10,824,000 | 7,685,000 | 7,852,000 | 8,293,000 |
| Equity capital | 8,499,000 | 8,618,000 | 8,855,000 | 8,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 882,000 | 1,766,000 | 2,682,000 | 3,608,000 |
| Interest expense | 101,000 | 210,000 | 328,000 | 457,000 |
| Net interest income | 781,000 | 1,556,000 | 2,354,000 | 3,151,000 |
| Noninterest income | 76,000 | 146,000 | 231,000 | 327,000 |
| Noninterest expense | 354,000 | 744,000 | 1,174,000 | 1,968,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 491,000 | 934,000 | 1,375,000 | 1,462,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 491,000 | 934,000 | 1,375,000 | 1,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,398,000 | 7,599,000 | 7,792,000 | 7,633,000 |
| Total capital | 7,991,000 | 8,154,000 | 8,359,000 | 8,212,000 |
| Risk-weighted assets | 65,452,000 | 65,755,000 | 70,203,000 | 72,479,000 |