Call reports 2014
HIGH PLAINS BANK — 2014
What HIGH PLAINS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 70,673,000 | 70,467,000 | 76,028,000 | 78,074,000 |
| Total loans | 54,117,000 | 59,843,000 | 63,453,000 | 65,606,000 |
| Allowance for loan losses | 562,000 | 573,000 | 583,000 | 595,000 |
| Securities available for sale | 2,539,000 | 2,772,000 | 2,788,000 | 2,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,582,000 | 60,586,000 | 66,131,000 | 68,923,000 |
| Interest-bearing deposits | 52,849,000 | 52,822,000 | 57,619,000 | 59,863,000 |
| Noninterest-bearing deposits | 7,733,000 | 7,764,000 | 8,512,000 | 9,060,000 |
| Equity capital | 8,431,000 | 8,219,000 | 8,245,000 | 8,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 794,000 | 1,651,000 | 2,517,000 | 3,389,000 |
| Interest expense | 96,000 | 193,000 | 296,000 | 400,000 |
| Net interest income | 698,000 | 1,458,000 | 2,221,000 | 2,989,000 |
| Noninterest income | 56,000 | 122,000 | 199,000 | 282,000 |
| Noninterest expense | 348,000 | 770,000 | 1,197,000 | 1,935,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 394,000 | 786,000 | 1,187,000 | 1,288,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 394,000 | 786,000 | 1,187,000 | 1,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,222,000 | 6,996,000 | 7,013,000 | 6,924,000 |
| Total capital | 7,784,000 | 7,569,000 | 7,596,000 | 7,519,000 |
| Risk-weighted assets | 57,833,000 | 62,263,000 | 66,541,000 | 68,345,000 |