Call reports 2013
HIGH PLAINS BANK — 2013
What HIGH PLAINS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 64,186,000 | 63,936,000 | 64,173,000 | 69,421,000 |
| Total loans | 53,563,000 | 53,115,000 | 55,647,000 | 58,966,000 |
| Allowance for loan losses | 505,000 | 527,000 | 539,000 | 550,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,862,000 | 53,709,000 | 54,362,000 | 59,702,000 |
| Interest-bearing deposits | 48,207,000 | 48,041,000 | 47,157,000 | 52,286,000 |
| Noninterest-bearing deposits | 5,655,000 | 5,668,000 | 7,205,000 | 7,416,000 |
| Equity capital | 7,760,000 | 7,664,000 | 7,975,000 | 8,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 766,000 | 1,531,000 | 2,324,000 | 3,181,000 |
| Interest expense | 104,000 | 205,000 | 298,000 | 391,000 |
| Net interest income | 662,000 | 1,326,000 | 2,026,000 | 2,790,000 |
| Noninterest income | 73,000 | 148,000 | 183,000 | 239,000 |
| Noninterest expense | 368,000 | 782,000 | 1,191,000 | 1,924,000 |
| Provision for loan losses | 12,000 | 33,000 | 48,000 | 58,000 |
| Pretax income | 355,000 | 659,000 | 970,000 | 1,047,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 355,000 | 659,000 | 970,000 | 1,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,492,000 | 6,408,000 | 6,730,000 | 6,818,000 |
| Total capital | 6,997,000 | 6,935,000 | 7,269,000 | 7,368,000 |
| Risk-weighted assets | 56,743,000 | 55,568,000 | 57,533,000 | 61,475,000 |