Call reports 2012
HIGH PLAINS BANK — 2012
What HIGH PLAINS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 58,735,000 | 57,632,000 | 59,926,000 | 62,813,000 |
| Total loans | 44,255,000 | 46,758,000 | 49,469,000 | 52,374,000 |
| Allowance for loan losses | 379,000 | 416,000 | 446,000 | 467,000 |
| Securities available for sale | 1,038,000 | 1,043,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,986,000 | 47,690,000 | 49,780,000 | 52,828,000 |
| Interest-bearing deposits | 42,718,000 | 42,424,000 | 43,849,000 | 45,537,000 |
| Noninterest-bearing deposits | 6,268,000 | 5,266,000 | 5,931,000 | 7,291,000 |
| Equity capital | 7,025,000 | 7,230,000 | 7,385,000 | 7,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,455,000 | 2,184,000 | 2,964,000 |
| Interest expense | 113,000 | 222,000 | 337,000 | 440,000 |
| Net interest income | 620,000 | 1,233,000 | 1,847,000 | 2,524,000 |
| Noninterest income | 65,000 | 146,000 | 111,000 | 76,000 |
| Noninterest expense | 381,000 | 794,000 | 1,210,000 | 1,812,000 |
| Provision for loan losses | 38,000 | 74,000 | 103,000 | 123,000 |
| Pretax income | 266,000 | 511,000 | 730,000 | 750,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 266,000 | 511,000 | 730,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,658,000 | 5,863,000 | 6,094,000 | 6,126,000 |
| Total capital | 6,037,000 | 6,279,000 | 6,540,000 | 6,593,000 |
| Risk-weighted assets | 49,649,000 | 51,980,000 | 53,540,000 | 55,924,000 |