Call reports 2015
PRIORITYONE BANK — 2015
What PRIORITYONE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 585,565,000 | 591,263,000 | 590,451,000 | 591,973,000 |
| Total loans | 414,063,000 | 432,016,000 | 439,859,000 | 442,809,000 |
| Allowance for loan losses | 7,278,000 | 7,194,000 | 7,335,000 | 7,061,000 |
| Securities available for sale | 34,907,000 | 33,962,000 | 28,490,000 | 25,165,000 |
| Securities held to maturity | 71,217,000 | 71,574,000 | 66,872,000 | 67,608,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 493,555,000 | 488,118,000 | 480,478,000 | 480,027,000 |
| Interest-bearing deposits | 414,566,000 | 405,200,000 | 402,175,000 | 397,643,000 |
| Noninterest-bearing deposits | 78,989,000 | 82,918,000 | 78,303,000 | 82,384,000 |
| Equity capital | 63,451,000 | 63,829,000 | 65,963,000 | 65,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,724,000 | 11,831,000 | 17,986,000 | 24,169,000 |
| Interest expense | 472,000 | 947,000 | 1,425,000 | 1,919,000 |
| Net interest income | 5,252,000 | 10,884,000 | 16,561,000 | 22,250,000 |
| Noninterest income | 2,134,000 | 4,563,000 | 6,946,000 | 9,467,000 |
| Noninterest expense | 5,083,000 | 10,464,000 | 15,794,000 | 21,081,000 |
| Provision for loan losses | 250,000 | 467,000 | 680,000 | 680,000 |
| Pretax income | 2,053,000 | 4,516,000 | 7,040,000 | 9,765,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,053,000 | 4,516,000 | 7,040,000 | 9,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,106,000 | 61,594,000 | 64,242,000 | 64,117,000 |
| Total capital | 67,698,000 | 67,379,000 | 70,179,000 | 70,082,000 |
| Risk-weighted assets | 435,773,000 | 460,404,000 | 472,652,000 | 475,263,000 |