Call reports 2010
PRIORITYONE BANK — 2010
What PRIORITYONE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 501,005,000 | 499,731,000 | 493,383,000 | 492,099,000 |
| Total loans | 373,660,000 | 372,422,000 | 364,784,000 | 368,544,000 |
| Allowance for loan losses | 5,183,000 | 5,648,000 | 5,997,000 | 6,376,000 |
| Securities available for sale | 74,373,000 | 81,805,000 | 73,129,000 | 83,114,000 |
| Securities held to maturity | 3,700,000 | 3,010,000 | 2,890,000 | 2,890,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,066,000 | 418,297,000 | 418,152,000 | 416,496,000 |
| Interest-bearing deposits | 377,665,000 | 378,624,000 | 378,052,000 | 377,231,000 |
| Noninterest-bearing deposits | 42,401,000 | 39,673,000 | 40,100,000 | 39,265,000 |
| Equity capital | 47,758,000 | 48,405,000 | 46,375,000 | 47,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,460,000 | 12,915,000 | 19,314,000 | 25,523,000 |
| Interest expense | 1,885,000 | 3,765,000 | 5,499,000 | 7,132,000 |
| Net interest income | 4,575,000 | 9,150,000 | 13,815,000 | 18,391,000 |
| Noninterest income | 1,811,000 | 3,728,000 | 5,756,000 | 7,712,000 |
| Noninterest expense | 4,339,000 | 8,425,000 | 12,500,000 | 16,203,000 |
| Provision for loan losses | 502,000 | 1,390,000 | 2,317,000 | 3,194,000 |
| Pretax income | 976,000 | 2,192,000 | 3,506,000 | 4,904,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 976,000 | 2,192,000 | 3,506,000 | 4,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,268,000 | 50,632,000 | 48,594,000 | 50,141,000 |
| Total capital | 54,462,000 | 55,671,000 | 53,549,000 | 55,070,000 |
| Risk-weighted assets | 412,453,000 | 401,323,000 | 394,338,000 | 391,497,000 |