Call reports 2026
FARMERS AND MERCHANTS BANK — 2026
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,040,772,000 | 1,054,570,000 |
| Total loans | 229,841,000 | 232,788,000 |
| Allowance for loan losses | 966,000 | 966,000 |
| Securities available for sale | 679,412,000 | 693,366,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 878,052,000 | 885,610,000 |
| Interest-bearing deposits | 817,540,000 | 824,689,000 |
| Noninterest-bearing deposits | 60,512,000 | 60,921,000 |
| Equity capital | 84,266,000 | 88,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,296,000 | 21,089,000 |
| Interest expense | 5,170,000 | 10,615,000 |
| Net interest income | 5,126,000 | 10,474,000 |
| Noninterest income | 413,000 | 861,000 |
| Noninterest expense | 2,943,000 | 6,052,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 2,567,000 | 5,308,000 |
| Income tax | 353,000 | 732,000 |
| Net income | 2,214,000 | 4,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 106,707,000 | 109,069,000 |
| Total capital | 107,673,000 | 110,036,000 |
| Risk-weighted assets | 452,134,000 | 512,965,000 |