Call reports 2016
FARMERS AND MERCHANTS BANK — 2016
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 605,418,000 | 608,762,000 | 596,396,000 | 613,505,000 |
| Total loans | 251,651,000 | 254,785,000 | 254,483,000 | 259,804,000 |
| Allowance for loan losses | 1,841,000 | 2,081,000 | 2,055,000 | 1,879,000 |
| Securities available for sale | 285,860,000 | 281,653,000 | 289,993,000 | 286,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 479,832,000 | 488,303,000 | 475,577,000 | 503,638,000 |
| Interest-bearing deposits | 470,611,000 | 478,420,000 | 466,914,000 | 493,467,000 |
| Noninterest-bearing deposits | 9,221,000 | 9,883,000 | 8,663,000 | 10,171,000 |
| Equity capital | 60,179,000 | 61,634,000 | 62,179,000 | 66,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,125,000 | 10,135,000 | 15,472,000 | 21,005,000 |
| Interest expense | 1,806,000 | 3,326,000 | 5,280,000 | 6,853,000 |
| Net interest income | 3,319,000 | 6,809,000 | 10,192,000 | 14,152,000 |
| Noninterest income | 688,000 | 1,086,000 | 1,763,000 | 2,179,000 |
| Noninterest expense | 2,174,000 | 4,596,000 | 6,859,000 | 9,567,000 |
| Provision for loan losses | 250,000 | 750,000 | 750,000 | 750,000 |
| Pretax income | 2,265,000 | 3,744,000 | 6,082,000 | 8,107,000 |
| Income tax | 317,000 | 418,000 | 821,000 | 1,128,000 |
| Net income | 1,948,000 | 3,326,000 | 5,261,000 | 6,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,071,000 | 56,446,000 | 58,382,000 | 60,104,000 |
| Total capital | 56,913,000 | 58,527,000 | 60,437,000 | 61,983,000 |
| Risk-weighted assets | 340,746,000 | 346,296,000 | 350,252,000 | 351,652,000 |