Call reports 2015
FARMERS AND MERCHANTS BANK — 2015
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 574,614,000 | 609,503,000 | 609,894,000 | 621,016,000 |
| Total loans | 243,585,000 | 252,340,000 | 255,397,000 | 260,735,000 |
| Allowance for loan losses | 1,525,000 | 1,762,000 | 1,746,000 | 1,703,000 |
| Securities available for sale | 284,288,000 | 297,253,000 | 305,248,000 | 293,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 441,284,000 | 490,169,000 | 487,092,000 | 497,223,000 |
| Interest-bearing deposits | 432,387,000 | 476,972,000 | 474,688,000 | 488,815,000 |
| Noninterest-bearing deposits | 8,897,000 | 13,197,000 | 12,404,000 | 8,408,000 |
| Equity capital | 55,094,000 | 54,346,000 | 56,847,000 | 59,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,049,000 | 10,123,000 | 15,529,000 | 20,829,000 |
| Interest expense | 1,531,000 | 2,953,000 | 4,519,000 | 6,161,000 |
| Net interest income | 3,518,000 | 7,170,000 | 11,010,000 | 14,668,000 |
| Noninterest income | 307,000 | 650,000 | 1,097,000 | 1,493,000 |
| Noninterest expense | 2,198,000 | 4,219,000 | 6,471,000 | 8,894,000 |
| Provision for loan losses | 0 | 500,000 | 500,000 | 500,000 |
| Pretax income | 2,033,000 | 3,609,000 | 5,807,000 | 7,711,000 |
| Income tax | 345,000 | 484,000 | 846,000 | 897,000 |
| Net income | 1,688,000 | 3,125,000 | 4,961,000 | 6,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,997,000 | 49,434,000 | 51,270,000 | 53,124,000 |
| Total capital | 49,523,000 | 51,196,000 | 53,017,000 | 54,827,000 |
| Risk-weighted assets | 344,975,000 | 352,039,000 | 359,750,000 | 354,410,000 |