Call reports 2013
FARMERS AND MERCHANTS BANK — 2013
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 486,589,000 | 493,786,000 | 540,824,000 | 566,294,000 |
| Total loans | 250,495,000 | 241,942,000 | 246,658,000 | 253,331,000 |
| Allowance for loan losses | 1,910,000 | 1,901,000 | 1,857,000 | 1,841,000 |
| Securities available for sale | 163,294,000 | 205,011,000 | 243,437,000 | 248,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,675,000 | 339,262,000 | 407,106,000 | 414,721,000 |
| Interest-bearing deposits | 331,149,000 | 329,878,000 | 399,363,000 | 400,146,000 |
| Noninterest-bearing deposits | 11,526,000 | 9,384,000 | 7,743,000 | 14,575,000 |
| Equity capital | 51,357,000 | 45,001,000 | 44,592,000 | 46,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,974,000 | 9,722,000 | 14,825,000 | 20,254,000 |
| Interest expense | 1,370,000 | 2,665,000 | 4,136,000 | 5,729,000 |
| Net interest income | 3,604,000 | 7,057,000 | 10,689,000 | 14,525,000 |
| Noninterest income | 681,000 | 1,519,000 | 1,819,000 | 2,216,000 |
| Noninterest expense | 2,539,000 | 4,691,000 | 7,007,000 | 9,340,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,610,000 | 4,779,000 | 6,584,000 | 8,909,000 |
| Income tax | 228,000 | 956,000 | 1,156,000 | 1,526,000 |
| Net income | 1,382,000 | 3,823,000 | 5,428,000 | 7,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,248,000 | 39,761,000 | 41,437,000 | 43,461,000 |
| Total capital | 42,158,000 | 41,662,000 | 43,294,000 | 45,302,000 |
| Risk-weighted assets | 309,508,000 | 358,705,000 | 371,854,000 | 382,648,000 |