Call reports 2012
FARMERS AND MERCHANTS BANK — 2012
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 492,498,000 | 465,469,000 | 467,839,000 | 485,981,000 |
| Total loans | 256,130,000 | 256,093,000 | 260,557,000 | 270,429,000 |
| Allowance for loan losses | 2,076,000 | 2,194,000 | 2,110,000 | 2,059,000 |
| Securities available for sale | 156,320,000 | 160,097,000 | 150,531,000 | 157,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,447,000 | 320,243,000 | 318,567,000 | 331,522,000 |
| Interest-bearing deposits | 334,456,000 | 314,973,000 | 310,257,000 | 320,933,000 |
| Noninterest-bearing deposits | 15,991,000 | 5,270,000 | 8,310,000 | 10,589,000 |
| Equity capital | 51,314,000 | 51,140,000 | 52,861,000 | 49,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,421,000 | 11,108,000 | 16,358,000 | 21,543,000 |
| Interest expense | 1,695,000 | 3,169,000 | 4,749,000 | 6,098,000 |
| Net interest income | 3,726,000 | 7,939,000 | 11,609,000 | 15,445,000 |
| Noninterest income | 434,000 | 779,000 | 1,289,000 | 1,786,000 |
| Noninterest expense | 2,539,000 | 5,075,000 | 7,594,000 | 9,807,000 |
| Provision for loan losses | 120,000 | 240,000 | 240,000 | 240,000 |
| Pretax income | 1,817,000 | 3,777,000 | 6,332,000 | 8,344,000 |
| Income tax | 242,000 | 549,000 | 1,084,000 | 1,439,000 |
| Net income | 1,575,000 | 3,228,000 | 5,248,000 | 6,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,252,000 | 39,979,000 | 42,070,000 | 38,796,000 |
| Total capital | 42,328,000 | 42,173,000 | 44,180,000 | 40,855,000 |
| Risk-weighted assets | 324,379,000 | 323,571,000 | 323,328,000 | 335,283,000 |