Call reports 2011
FARMERS AND MERCHANTS BANK — 2011
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 456,221,000 | 441,336,000 | 457,724,000 | 480,823,000 |
| Total loans | 275,911,000 | 270,928,000 | 274,032,000 | 272,919,000 |
| Allowance for loan losses | 1,940,000 | 1,995,000 | 2,080,000 | 2,057,000 |
| Securities available for sale | 98,001,000 | 110,614,000 | 136,957,000 | 145,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,038,000 | 307,928,000 | 318,185,000 | 339,785,000 |
| Interest-bearing deposits | 314,445,000 | 298,464,000 | 308,326,000 | 330,416,000 |
| Noninterest-bearing deposits | 7,593,000 | 9,464,000 | 9,859,000 | 9,369,000 |
| Equity capital | 53,573,000 | 52,589,000 | 50,118,000 | 47,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,608,000 | 11,096,000 | 16,528,000 | 22,047,000 |
| Interest expense | 1,576,000 | 3,097,000 | 4,714,000 | 6,336,000 |
| Net interest income | 4,032,000 | 7,999,000 | 11,814,000 | 15,711,000 |
| Noninterest income | 368,000 | 771,000 | 1,183,000 | 1,586,000 |
| Noninterest expense | 2,673,000 | 5,382,000 | 8,308,000 | 10,609,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 1,434,000 | 3,000,000 | 4,017,000 | 4,802,000 |
| Income tax | 384,000 | 389,000 | 369,000 | 279,000 |
| Net income | 1,050,000 | 2,611,000 | 3,648,000 | 4,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,123,000 | 40,824,000 | 40,163,000 | 38,609,000 |
| Total capital | 43,063,000 | 42,819,000 | 42,243,000 | 40,666,000 |
| Risk-weighted assets | 333,319,000 | 329,236,000 | 339,625,000 | 339,014,000 |