Call reports 2010
FARMERS AND MERCHANTS BANK — 2010
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 439,730,000 | 427,526,000 | 453,479,000 | 455,735,000 |
| Total loans | 291,601,000 | 293,924,000 | 297,702,000 | 298,195,000 |
| Allowance for loan losses | 2,170,000 | 1,918,000 | 1,795,000 | 2,000,000 |
| Securities available for sale | 86,516,000 | 84,832,000 | 82,193,000 | 97,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,239,000 | 293,720,000 | 320,438,000 | 321,637,000 |
| Interest-bearing deposits | 294,608,000 | 271,371,000 | 315,107,000 | 314,223,000 |
| Noninterest-bearing deposits | 7,631,000 | 22,349,000 | 5,331,000 | 7,414,000 |
| Equity capital | 49,438,000 | 50,546,000 | 51,060,000 | 52,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,175,000 | 12,232,000 | 18,302,000 | 24,207,000 |
| Interest expense | 1,771,000 | 3,669,000 | 5,411,000 | 7,055,000 |
| Net interest income | 4,404,000 | 8,563,000 | 12,891,000 | 17,152,000 |
| Noninterest income | 380,000 | 803,000 | 1,244,000 | 1,642,000 |
| Noninterest expense | 2,417,000 | 4,719,000 | 7,162,000 | 9,724,000 |
| Provision for loan losses | 270,000 | 390,000 | 510,000 | 1,090,000 |
| Pretax income | 2,090,000 | 3,616,000 | 5,443,000 | 6,998,000 |
| Income tax | 674,000 | 1,170,000 | 1,766,000 | 2,236,000 |
| Net income | 1,416,000 | 2,446,000 | 3,677,000 | 4,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,945,000 | 41,045,000 | 40,348,000 | 41,502,000 |
| Total capital | 42,115,000 | 42,963,000 | 42,143,000 | 43,502,000 |
| Risk-weighted assets | 342,482,000 | 339,493,000 | 348,674,000 | 356,257,000 |