Call reports 2009
FARMERS AND MERCHANTS BANK — 2009
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 419,313,000 | 417,213,000 | 424,559,000 | 433,427,000 |
| Total loans | 276,669,000 | 275,690,000 | 299,929,000 | 303,202,000 |
| Allowance for loan losses | 2,662,000 | 2,278,000 | 2,261,000 | 2,157,000 |
| Securities available for sale | 96,492,000 | 92,455,000 | 90,972,000 | 81,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,313,000 | 296,894,000 | 298,600,000 | 297,847,000 |
| Interest-bearing deposits | 290,133,000 | 289,274,000 | 292,664,000 | 291,928,000 |
| Noninterest-bearing deposits | 7,180,000 | 7,620,000 | 5,936,000 | 5,919,000 |
| Equity capital | 41,096,000 | 39,994,000 | 45,963,000 | 48,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,437,000 | 13,080,000 | 19,372,000 | 26,371,000 |
| Interest expense | 2,393,000 | 4,392,000 | 6,360,000 | 8,481,000 |
| Net interest income | 4,044,000 | 8,688,000 | 13,012,000 | 17,890,000 |
| Noninterest income | 392,000 | 873,000 | 1,183,000 | 1,653,000 |
| Noninterest expense | 2,186,000 | 4,528,000 | 7,036,000 | 9,129,000 |
| Provision for loan losses | 420,000 | 540,000 | 1,060,000 | 1,530,000 |
| Pretax income | 1,831,000 | 4,494,000 | 6,101,000 | 7,481,000 |
| Income tax | 603,000 | 1,490,000 | 1,999,000 | 2,432,000 |
| Net income | 1,228,000 | 3,004,000 | 4,102,000 | 5,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,426,000 | 33,271,000 | 37,440,000 | 38,458,000 |
| Total capital | 35,088,000 | 35,549,000 | 39,701,000 | 40,615,000 |
| Risk-weighted assets | 317,897,000 | 349,923,000 | 368,644,000 | 362,157,000 |