Call reports 2004
FARMERS AND MERCHANTS BANK — 2004
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 199,812,000 | 207,837,000 | 207,731,000 | 204,719,000 |
| Total loans | 121,579,000 | 127,616,000 | 132,754,000 | 130,500,000 |
| Allowance for loan losses | 1,987,000 | 2,012,000 | 2,024,000 | 1,966,000 |
| Securities available for sale | 54,008,000 | 57,373,000 | 59,945,000 | 59,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,523,000 | 142,856,000 | 142,890,000 | 140,860,000 |
| Interest-bearing deposits | 127,941,000 | 129,852,000 | 129,637,000 | 127,093,000 |
| Noninterest-bearing deposits | 12,582,000 | 13,004,000 | 13,253,000 | 13,767,000 |
| Equity capital | 22,089,000 | 21,642,000 | 21,681,000 | 21,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,676,000 | 5,361,000 | 8,184,000 | 11,064,000 |
| Interest expense | 874,000 | 1,740,000 | 2,687,000 | 3,646,000 |
| Net interest income | 1,802,000 | 3,621,000 | 5,497,000 | 7,418,000 |
| Noninterest income | 214,000 | 420,000 | 613,000 | 823,000 |
| Noninterest expense | 1,332,000 | 2,651,000 | 3,870,000 | 5,204,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 684,000 | 1,395,000 | 2,245,000 | 3,042,000 |
| Income tax | 150,000 | 316,000 | 525,000 | 727,000 |
| Net income | 534,000 | 1,079,000 | 1,720,000 | 2,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,115,000 | 18,410,000 | 18,051,000 | 18,145,000 |
| Total capital | 19,721,000 | 20,101,000 | 19,779,000 | 19,849,000 |
| Risk-weighted assets | 128,119,000 | 134,940,000 | 137,950,000 | 136,090,000 |
Machine access — free, no API key
Every figure shown here about FARMERS AND MERCHANTS BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.