Call reports 2025
AMERICAN HERITAGE NATIONAL BANK — 2025
What AMERICAN HERITAGE NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 559,086,000 | 541,039,000 | 563,011,000 | 586,606,000 |
| Total loans | 429,084,000 | 429,566,000 | 440,304,000 | 440,227,000 |
| Allowance for loan losses | 6,024,000 | 6,028,000 | 6,032,000 | 6,036,000 |
| Securities available for sale | 4,135,000 | 4,130,000 | 24,096,000 | 28,017,000 |
| Securities held to maturity | 40,744,000 | 24,541,000 | 15,534,000 | 15,444,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,223,000 | 466,969,000 | 485,510,000 | 509,356,000 |
| Interest-bearing deposits | 369,321,000 | 357,362,000 | 376,022,000 | 398,123,000 |
| Noninterest-bearing deposits | 116,902,000 | 109,607,000 | 109,488,000 | 111,233,000 |
| Equity capital | 68,841,000 | 70,162,000 | 72,313,000 | 72,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,659,000 | 13,473,000 | 20,628,000 | 27,958,000 |
| Interest expense | 2,319,000 | 4,489,000 | 6,768,000 | 9,147,000 |
| Net interest income | 4,340,000 | 8,984,000 | 13,860,000 | 18,811,000 |
| Noninterest income | 440,000 | 889,000 | 1,383,000 | 1,828,000 |
| Noninterest expense | 2,229,000 | 4,994,000 | 7,595,000 | 11,979,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,551,000 | 4,879,000 | 7,648,000 | 8,660,000 |
| Income tax | 700,000 | 1,350,000 | 2,072,000 | 2,511,000 |
| Net income | 1,851,000 | 3,529,000 | 5,576,000 | 6,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,843,000 | 66,271,000 | 68,544,000 | 68,983,000 |
| Total capital | 70,002,000 | 71,412,000 | 73,765,000 | 74,210,000 |
| Risk-weighted assets | 411,614,000 | 410,156,000 | 416,693,000 | 417,151,000 |